I think this is awesome. Women do a significant amount of the worlds farming, but attention, funds, resources are rarely paid to them. How loans will *help* them I don't really know...
The Federal Government has set aside about N500 million loan facilities for women farmers in the country, out of the just approved N50bn agricultural loan to reduce poverty and unemployment.Women Affairs Minister, Mrs. Inna Maryam Ciroma, disclosed this in Yenagoa, Bayelsa State Capital, during an interactive session with women farmers, associations and NGOs.
Mrs. Ciroma noted, "I urge you Nigerian women farmers to form yourselves into co-operatives, register with the Association of Nigerian Farmers (AFARM) to easily access the loans. She said that the minimum each women could get was N250,000, adding that only known women farmers would be considered.
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Where does the Government get the money to loan to these farmers?
I'm a huge fan of microcredit lending and have seen it work wonders among the poorest of the world's poor. I can't tell from the article if the Nigerian loan program is a form of microcredit but it sounds much like it.
To understand how small loans to poor women can make a world of difference check out The Grameen Bank of Bangladesh.
http://www.grameen-info.org/bank/WhatisMicrocredit.htm
I talked recently with a man whose organization makes microloans in Africa. He said they prefered to give loans to women because their female customers typically make better investment choices than male customers, and the women were more likely to pay back the loans in full than the men. To a woman trying to start or improve a small business, even a loan of $100 can make a huge difference. Interesting.
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